Business Risk


Standard Fire & Special Peril Policy:

Standard Fire and Special Perils policy provides coverage against fire and allied perils named in the policy. The policy can cover building, plant and machinery, stocks, furniture & fixtures, and other valuable contents.

The standard Policy provides risk cover against the following named perils:
Storm, Thunder, Flood, Inundation, etc.
Riot, Strike, and Malicious damage
Aircraft damage
Impact Damage by Rail/Road Vehicle and Animal
Landslide, Subsidence, Rockslide
Bursting and/or Overflowing of Water Tanks, Structure, and Pipes
Missile Testing Operations
Leakage from Automatic Sprinkler
Bush Fire

Burglary Insurance:

The Policy provides coverage against “Burglary” which means any theft following upon actual forcible and violent entry of and/or exit from the premises and includes housebreaking.
Any loss of to property or any part thereof whilst contained in the premises described due to Burglary or Hold-up and/or forceful theft or theft of valuables with the office premises or house.

Transit Insurance (Marine):

Transit Insurance (cargo insurance in transit of goods)
Transit insurance covers cargo losses or damage during movement of cargo caused to ships, cargo vessels, terminals, and any transport (Air/Road/Rail/Sea/Courier) in which goods are transferred between different points of origin and their final destination.

Sales Turnover Policy:

Sales Turnover Policy is a flexible Marine Cargo Insurance Policy that covers the insurable Risks associated with the transit of goods by the seller.
This is a highly customizable policy depending on the customer’s business requirement.

Industrial All-Risk Policy:

Industrial All Risks Insurance is a wider cover than traditional “Standard Fire and Special Peril Insurance policy”. It is an all risk policy covering a wide range of perils such as fire and allied perils, burglary, accidental damage, breakdown as well as business interruption.

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